About This Site

Homes and Loans (formerly known as the Yorkshire & Humber Regional Home Loans Service) is a service set up by all the councils in Yorkshire and Humber.    The service is run centrally by Sheffield City Council.

 

 

The Government believes that everyone has the right to a decent home, one which is fit to live in, is in reasonable repair, has reasonably modern kitchen and bathroom facilities and is comfortably warm. 

 

Local Authorities have been encouraged by the Regulatory Reform Order to develop alternatives for grant assistance within Private Sector Housing departments.  To be able to assist vulnerable owner-occupiers to undertake repairs on their homes, Sheffield City Council has been appointed as the accountable body by the Yorkshire and Humber Government Office, to be responsible for the Homes and Loans Service (formerly the Yorkshire and Humber Regional Home Loans Service).

 

The scheme enables up to 21 Local Authorities to be able to offer loans to their most vulnerable clients in their area.

 

Vulnerable clients that live within the 21 Local Authorities within the Yorkshire and Humber areas.  The clients must be owner-occupiers & in need of assistance to repair their homes, either for health & safety reasons, disabled adaptations or to meet decency standards.  Home Appreciation Loans will be granted by Sheffield City Council to enable clients to improve their homes as necessary.