Frequently Asked Questions

 

 

Homes and Loans is a service set up and run by all the councils in Yorkshire and the Humber. 

 

We're run through Sheffield City Council on a non-commercial basis, offering affordable loans for people with a limited income.

 

 

The Home Appreciation Loan is not a grant. It’s an equity release loan but with no monthly payments to make. 

 

You only have to repay the loan when you no longer own your home, for example if you sell it.

 

It allows you to carry out work to repair or improve your home without having to make regular repayments like a normal loan would do.

 

 

You can follow the links on the website to find out more information about the products and services that we offer.  Our contact details can be found on the contact page or you can contact your Local Authority directly who will be able to help you.